Before enrolling for AccessWest® Online Banking Services through Community West Bank, N.A., you must consent to this agreement. Please read this agreement carefully and save a copy for your records.

In this Agreement, “you” or “your” refers to the person(s) subscribing to or using AccessWest Online Banking Service. “We”, “our” or “Bank” refers to Community West Bank, N.A.

You agree to the following provisions regarding online services received from Community West Bank, N.A.:

1. Except for e-statements, which require an additional enrollment, all of the disclosures, records, AccessWest® Online Banking Services Agreement, and other information being provided to you may be in an electronic form. Information provided in an electronic form will not be distributed in paper. You can obtain a paper copy of an electronic document by printing it yourself or by requesting that we mail you a paper copy. To request a paper copy, contact us by telephone at 1-888-831-5295. We may charge you a reasonable service charge for the paper copies.

2. Your consent covers each account you have with Community West Bank N.A. now and in the future where online banking services are available.

3. For multi-party accounts, consent or withdrawal of consent to receive electronic disclosures, records, or other information by any authorized party to the account will be effective for all account holders.

4. You have the right to withdraw your consent at any time and at no cost to you. If you withdraw your consent, we will terminate your access to online services, including bill-pay or other online services. Further, if you withdraw your consent, your bank statements will no longer be available online. Rather, we will begin to mail paper copies to you.

5. If you wish to withdraw your consent, you must contact us via email at AW@communitywestbank.com or by contacting us at 1-888-831-5295. Withdrawal of your consent will be effective only after we have a reasonable period of time to process your withdrawal.

6. You must notify us about any change in your e-mail address. You may update your e-mail address by logging onto your online account at www.communitywestbank.com, accessing your personal online banking system, clicking on the “Options” link or by contacting us at 1-888-831-5295. If you fail to give us an updated or corrected email address, we may discontinue your online banking service until you contact us and provide us with corrected information.

7. Below are the hardware and software requirements for access to and retention of the information being provided to you in electronic form. We will notify you whenever we change or revise these requirements.

• A personal computer or other device capable of accessing the Internet. Your access to this page verifies that your system/device meets these requirements.

• An Internet web browser which is capable of supporting 128-bit SSL encrypted communications, which requires a minimum web browser version such as Microsoft® Internet Explorer version 6.0 (available for downloading at http://www.microsoft.com), Firefox version 3.5 (available for downloading at http://www.mozilla.com/firefox) and your system or device must have 128-bit SSL encryption software.

• You must have software which permits you to receive and access Portable Document Format or “PDF” files, such as Adobe Acrobat Reader® (available for downloading at http://www.adobe.com/products).

• To retain a copy of the disclosures, notices, terms and conditions, other documents, your device must have the ability to download and store or print PDF files.

By clicking "I Agree" below, you consent to the electronic delivery of disclosures, notices, terms and conditions, other documents, and any future changes.

I Agree

I don't Agree. Please take me to the Community West Bank home Page

CWB E-Sign Consent 8.10.09