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Goleta Commercial Lenders

Goleta Branch Office 
5827 Hollister Avenue
Goleta, CA 93117
Main: (805) 683-4944

Mike Kirkwood, VP/Commercial Loan Officer

Fax: (805) 679-6431

Mike Kirkwood

Mike brings over 35 years experience in commercial lending and business relationship management to business owners. He has extensive lending experience in construction financing, business loans for expansion or working capital as well as expertise in commercial real estate purchase or refinance requirements. Most of his banking career has been on the central coast and he has been a resident of Santa Maria since 1995.

Mike has been very active in his community serving on various non-profit groups and business enhancement committees on the central coast. He is currently the treasurer for the Nature Corps, a non-profit organization that works with “at risk youth volunteers”, in an effort to restore our national parks. Mike is as graduate of Pacific Coast Banking School at the University of Washington, where he also taught a course on leadership to his fellow bankers.

Ronald Aschwanden, VP/Agricultural Lending

Fax: (805) 679-6416

Ronald Aschwanden Ron started his banking career in 1974 after graduating from CSU-Fresno with a B.S. degree in Agricultural Business Management. In 1982, he received his M.S. in Agriculture at CSUF. He has held several Agricultural and Commercial lending and Management positions for the past 37 years with Bank of America, Pacific State Bank, Rabobank and Farmers and Merchants Bank. Most of his banking career was spent in the Central San Joaquin Valley and Mother Lode Area of Calaveras County. Ron was raised on a dairy near Lodi, Ca. and most recently has lived in Vallecito near Angels Camp, California where he and his family have resided for the past 25 years. He currently serves on the Board of Directors of the 39 District Ag. Assoc, EDC Economic Profile Committee and various Agricultural Related Associations. He is a graduate of the Graduate School of Credit and Financial Management at Williams College, Williamstown Mass.

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