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Santa Barbara Commercial Lenders

Santa Barbara Branch Office
1501 State Street
Santa Barbara, CA 93101
Main: (805) 962-7420

Mike Kirkwood, VP/Commercial Loan Officer

Fax: (805) 679-6431

Mike Kirkwood

Mike brings over 35 years experience in commercial lending and business relationship management to business owners. He has extensive lending experience in construction financing, business loans for expansion or working capital as well as expertise in commercial real estate purchase or refinance requirements. Most of his banking career has been on the central coast and he has been a resident of Santa Maria since 1995.

Mike has been very active in his community serving on various non-profit groups and business enhancement committees on the central coast. He is currently the treasurer for the Nature Corps, a non-profit organization that works with “at risk youth volunteers”, in an effort to restore our national parks. Mike is as graduate of Pacific Coast Banking School at the University of Washington, where he also taught a course on leadership to his fellow bankers.

Equal Housing Lender/Member FDIC
Bank Owned Properties
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