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Business Checking

Checking Accounts to Meet Your Growing Business Needs

Every business has different needs, and your checking account should reflect that. We offer a range of checking accounts with the features and benefits tailored to meet your business needs.

Business Checking Accounts

Features	Business Checking and Small Business Checking	Business Interest Checking and Small Business Interest Checking	Business Non-Profit Checking	Commercial Interest Checking
Description	Business Checking is available to corporations, limited liability companies, non-profit organizations, and partnerships Small Business Checking is available to sole-proprietorships ¹	Business Interest Checking is available to sole proprietorships and non-profit organizations Small Business Interest Checking is available to sole-proprietorships ¹	Non-Profit Checking is available to organizations, unincorporated lodges, associations, and non-profit corporations	Commercial Interest Checking is available to corporations, limited liability companies, and partnerships
Minimum Opening Balance	$100	$100	$100	$500
Monthly Service Charge	$22 $20 with enrollment in eStatements ³	$24 $22 with enrollment in eStatements ³	$8 Monthly service charge waived with enrollment in eStatements ³	$27 $25 with enrollment in eStatements ³
Minimum Balance to Waive Service Charge	$2,500 daily or a monthly average balance of $5,000	$3,500 daily or a monthly average balance of $7,000	$2,500 daily or a monthly average balance of $5,000	$5,000 daily or a monthly average balance of $7,500
Interest Earning	Not Applicable	Yes ² If the account is closed prior to the interest payment period, interest will not be received	Not Applicable	Yes ² If the account is closed prior to the interest payment period, interest will not be received
Transaction Fees	High volume accounts are subject to cost analysis A $0.30 per item fee will be charged for each debit exceeding a quantity of 150 during each statement cycle A $1.50 per item fee will be charged for each credit exceeding a quantity of 20 during a statement cycle	High volume accounts are subject to cost analysis A $0.30 per item fee will be charged for each debit exceeding a quantity of 150 during each statement cycle A $1.50 per item fee will be charged for each credit exceeding a quantity of 20 during a statement cycle	High volume accounts are subject to cost analysis A $0.30 per item fee will be charged for each debit exceeding a quantity of 150 during each statement cycle A $1.50 per item fee will be charged for each credit exceeding a quantity of 20 during a statement cycle	High volume accounts are subject to cost analysis A $0.30 per item fee will be charged for each debit exceeding a quantity of 150 during each statement cycle A $1.50 per item fee will be charged for each credit exceeding a quantity of 20 during a statement cycle
Additional Services	Surcharge free access to ATMs within the MoneyPass® network Talk to a New Account Representative for more details	Surcharge free access to ATMs within the MoneyPass® network Talk to a New Account Representative for more details	Surcharge free access to ATMs within the MoneyPass® network Talk to a New Account Representative for more details	Surcharge free access to ATMs within the MoneyPass® network Talk to a New Account Representative for more details

Business Checking Accounts

Features	Description	Minimum Opening Balance	Monthly Service Charge	Minimum Balance to Waive Service Charge	Interest Earning	Transaction Fees	Additional Services
Business Checking and Small Business Checking	Business Checking is available to corporations, limited liability companies, non-profit organizations, and partnerships Small Business Checking is available to sole-proprietorships ¹	$100	$22 $20 with enrollment in eStatements ³	$2,500 daily or a monthly average balance of $5,000	Not Applicable	High volume accounts are subject to cost analysis A $0.30 per item fee will be charged for each debit exceeding a quantity of 150 during each statement cycle A $1.50 per item fee will be charged for each credit exceeding a quantity of 20 during a statement cycle	Surcharge free access to ATMs within the MoneyPass® network Talk to a New Account Representative for more details
Business Interest Checking and Small Business Interest Checking	Business Interest Checking is available to sole proprietorships and non-profit organizations Small Business Interest Checking is available to sole-proprietorships ¹	$100	$24 $22 with enrollment in eStatements ³	$3,500 daily or a monthly average balance of $7,000	Yes ² If the account is closed prior to the interest payment period, interest will not be received	High volume accounts are subject to cost analysis A $0.30 per item fee will be charged for each debit exceeding a quantity of 150 during each statement cycle A $1.50 per item fee will be charged for each credit exceeding a quantity of 20 during a statement cycle	Surcharge free access to ATMs within the MoneyPass® network Talk to a New Account Representative for more details
Business Non-Profit Checking	Non-Profit Checking is available to organizations, unincorporated lodges, associations, and non-profit corporations	$100	$8 Monthly service charge waived with enrollment in eStatements ³	$2,500 daily or a monthly average balance of $5,000	Not Applicable	High volume accounts are subject to cost analysis A $0.30 per item fee will be charged for each debit exceeding a quantity of 150 during each statement cycle A $1.50 per item fee will be charged for each credit exceeding a quantity of 20 during a statement cycle	Surcharge free access to ATMs within the MoneyPass® network Talk to a New Account Representative for more details
Commercial Interest Checking	Commercial Interest Checking is available to corporations, limited liability companies, and partnerships	$500	$27 $25 with enrollment in eStatements ³	$5,000 daily or a monthly average balance of $7,500	Yes ² If the account is closed prior to the interest payment period, interest will not be received	High volume accounts are subject to cost analysis A $0.30 per item fee will be charged for each debit exceeding a quantity of 150 during each statement cycle A $1.50 per item fee will be charged for each credit exceeding a quantity of 20 during a statement cycle	Surcharge free access to ATMs within the MoneyPass® network Talk to a New Account Representative for more details

(1) Small Business Checking and Small Business Interest Checking accounts are eligible for occasional overdraft service.

(2) Interest earned is deducted from earnings credit when on analysis. No interest earned on days balance falls below $5,000 for Business Interest Checking or $10,000 for Commercial Interest Checking. This is a tiered-rate account. The interest rate and annual percentage yield for your account depends upon the applicable rate tier. We may change the interest rate on your account at any time. Refer to rate sheet for current information.

(3) Requires valid email address.

Please note: This information is accurate as of July 22, 2024. Refer to "Important Information About Business Deposit Accounts" terms and conditions for details. Community West Bank reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise.