tailored financing solutions

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Business Lending

We Have the Right Financing Solutions for Your Business

Comprehensive Financing Options

Flexible loans tailored to your business needs
Competitive rates for all loan types
Expert support to guide you through the process
Variety of loan products including lines of credit, term loans, and SBA financing

Build and Expand Your Business

Financing for commercial real estate purchases and refinances
Construction loans for new builds and remodeling projects
Fixed and variable rate options available
Personalized solutions from experienced bankers

Meet Our Team

Isiah Alcantar
SVP, Campbell Market Manager
408.421.8856
Isiah.Alcantar@communitywestbank.com

Bibi Moezzi
SVP, Coast Market Manager
805.690.3250
Bibi.Moezzi@communitywestbank.com

Paul Thaxter
SVP, Visalia and Ag Sales Market Manager
559.243.2480
Paul.Thaxter@communitywestbank.com

Hillary Olson
VP, SBA 7(a) Relationship Manager
530.220.4613
Hillary.Olson@communitywestbank.com

Jeff Ault
SVP, Fresno/Clovis Market Manager
559.323.3486
Jeff.Ault@communitywestbank.com

Kevin Phan
SVP Sacramento Market Manager
916.801.8719
Kevin.Phan@communitywestbank.com

Kevin Trihey
SVP, Bakersfield Market Manager
661.469.3566
Kevin.Trihey@communitywestbank.com

Ginny Perkins
VP, Business Banking Manager
559.724.9202
Ginny.Perkins@communitywestbank.com

Commercial Loans

Features	Lines of Credit	Business Term Loans	SBA Loans	Real Estate Loans	Agricultural Loans
General Purpose	Short-term working capital Business expansion Overdraft protection Finance receivables Finance inventory Loan or line of credit	Business expansion Acquisitions Equipment purchases Long-term working capital	Working capital Business expansion Business purchase Debt refinance Equipment purchases Real estate	Construction Acquire new facilities Business expansion Refinance	Production financing Equipment loans Real Estate loans Livestock financing Inventory and accounts receivable Lines of Credit Crop production financing Agriculture Real Estate financing
Loan Amounts	$250,000 and up	$250,000 and up	$15,000 to $250,000	$400,000 and up	$250,000 and up
Terms Available	Annual renewal	Various	Real estate up to 25 years Equipment up to 10 years Working capital up to 7 years	Up to 25 years amortization	Crop lines reviewed annually Real estate up to 25 years
Interest Terms	Variable rates	Fixed and variable rates	Fixed and variable rates	Fixed and variable rates	Fixed and variable rates
Monthly Payment	Interest only	Principal and interest	Principal and interest Interest only	Principal and interest	Monthly up to annual
Access	Transfer funds through Business Online Banking on certain eligible accounts View and make payments through Business Online Banking	Single disbursement at loan closing View and make payments through Business Online Banking	Single and multiple disbursements View and make payments through Business Online Banking	Single and multiple disbursements	Single and multiple disbursements
Collateral	Unsecured or secured	Unsecured or secured	Secured	Real estate	Unsecured or secured
Additional Information	Local relationship officer	Local relationship officer	SBA Preferred Lender Term loans and Lines of Credit Other governmental loan programs	Local relationship officer	Local relationship officer Federal and State guarantees For Agriculture equipment loans, see a representative for more details

Commercial Loans

Features	General Purpose	Loan Amounts	Terms Available	Interest Terms	Monthly Payment	Access	Collateral	Additional Information
Lines of Credit	Short-term working capital Business expansion Overdraft protection Finance receivables Finance inventory Loan or line of credit	$250,000 and up	Annual renewal	Variable rates	Interest only	Transfer funds through Business Online Banking on certain eligible accounts View and make payments through Business Online Banking	Unsecured or secured	Local relationship officer
Business Term Loans	Business expansion Acquisitions Equipment purchases Long-term working capital	$250,000 and up	Various	Fixed and variable rates	Principal and interest	Single disbursement at loan closing View and make payments through Business Online Banking	Unsecured or secured	Local relationship officer
SBA Loans	Working capital Business expansion Business purchase Debt refinance Equipment purchases Real estate	$15,000 to $250,000	Real estate up to 25 years Equipment up to 10 years Working capital up to 7 years	Fixed and variable rates	Principal and interest Interest only	Single and multiple disbursements View and make payments through Business Online Banking	Secured	SBA Preferred Lender Term loans and Lines of Credit Other governmental loan programs
Real Estate Loans	Construction Acquire new facilities Business expansion Refinance	$400,000 and up	Up to 25 years amortization	Fixed and variable rates	Principal and interest	Single and multiple disbursements	Real estate	Local relationship officer
Agricultural Loans	Production financing Equipment loans Real Estate loans Livestock financing Inventory and accounts receivable Lines of Credit Crop production financing Agriculture Real Estate financing	$250,000 and up	Crop lines reviewed annually Real estate up to 25 years	Fixed and variable rates	Monthly up to annual	Single and multiple disbursements	Unsecured or secured	Local relationship officer Federal and State guarantees For Agriculture equipment loans, see a representative for more details

Please note: This information is accurate as of April 1, 2024. Community West Bank reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise.