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Business Loans

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Business Loans

Business On Your Terms

Let us tailor a loan to meet your business needs. Whether you need financing for equipment purchases, inventory, or a special purpose to keep your business competitive, we can create the perfect lending solution.

Business Loans

Features	Lines of Credit	Business Term Loans	Quick Business Credit	Small Business Loans
General Purpose	Short-term working capital Business expansion Overdraft protection Finance receivables Finance inventory Loan or Line of Credit	Business expansion Acquisitions Equipment purchases Long-term working capital	Equipment financing Overdraft protection Short-term working capital Business expansion Loan or Line of Credit	Loan or Line of Credit Equipment financing Working capital Business expansion Finance inventory Finance receivables
Loan Amounts	$250,000 and up	$250,000 and up	Up to $25,000	$25,000 to $250,000
Terms Available	Annual renewal	Various	Various	Various
Interest Terms	Variable rates	Fixed and variable rates	Fixed and variable rates	Fixed and variable rates
Monthly Payment	Interest only	Principle and Interest	Varies with loan amount and term	Varies with product and loan amount
Access	Transfer funds through Business Online Banking on certain eligible accounts View and make payments through Business Online Banking	Single disbursement at loan closing View and make payments through Business Online Banking	By phone or in person and by check if Line of Credit Loan funds can be transferred between accounts View and make payments and advances through Business Online Banking	View, transfer funds and make payments through Business Online Banking ¹ By phone or in person and by check if Line of Credit
Collateral	Unsecured or secured	Unsecured and secured	Unsecured or secured	Unsecured or secured
Additional Information	Local relationship officer	Local relationship officer	Requires limited financial information - varies by loan request Quick decisions and access to funds	Loan or Line of Credit Information required may vary based on loan request Easy access to funds Continuous access to credit

Business Loans

Features	General Purpose	Loan Amounts	Terms Available	Interest Terms	Monthly Payment	Access	Collateral	Additional Information
Lines of Credit	Short-term working capital Business expansion Overdraft protection Finance receivables Finance inventory Loan or Line of Credit	$250,000 and up	Annual renewal	Variable rates	Interest only	Transfer funds through Business Online Banking on certain eligible accounts View and make payments through Business Online Banking	Unsecured or secured	Local relationship officer
Business Term Loans	Business expansion Acquisitions Equipment purchases Long-term working capital	$250,000 and up	Various	Fixed and variable rates	Principle and Interest	Single disbursement at loan closing View and make payments through Business Online Banking	Unsecured and secured	Local relationship officer
Quick Business Credit	Equipment financing Overdraft protection Short-term working capital Business expansion Loan or Line of Credit	Up to $25,000	Various	Fixed and variable rates	Varies with loan amount and term	By phone or in person and by check if Line of Credit Loan funds can be transferred between accounts View and make payments and advances through Business Online Banking	Unsecured or secured	Requires limited financial information - varies by loan request Quick decisions and access to funds
Small Business Loans	Loan or Line of Credit Equipment financing Working capital Business expansion Finance inventory Finance receivables	$25,000 to $250,000	Various	Fixed and variable rates	Varies with product and loan amount	View, transfer funds and make payments through Business Online Banking ¹ By phone or in person and by check if Line of Credit	Unsecured or secured	Loan or Line of Credit Information required may vary based on loan request Easy access to funds Continuous access to credit

(1) Requires approval; access restricted to certain loans and lines of credit. Ask your Loan Officer for details.

For more information about Business Loans please contact our Business Lending Department at (800) 298-1775.

Please note: This information is accurate as of April 1, 2024. Community West Bank reserves the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise.