Maximize Your Savings
Open a Money Market Account today and enjoy higher interest rates with easy access to your funds. Start growing your savings now!
Unlock Higher Interest Rates with Money Market Accounts and CDs
Money Market Accounts
CDs & Money Markets. Keep Your Money Safe, Secure and Growing
A flexible account earning more than a traditional savings account with instant access to your funds. Available to sole proprietorships, non-profit organizations, partnerships, corporations and limited liability companies. These accounts allow flexibility while earning more than a traditional savings account with instant access to your funds.
Features and benefits
- Available to sole proprietorships, non-profit organizations, partnerships, corporations and limited liability companies
- Interest Earning (1)
- Monthly Service Charge is only $12 for Standard and $17 for Premium
Account Requirements and Fees:
- Minimum opening deposit: $3,500 for Standard and $10,000 for Premium
- To Waive a Service Charge, Standard Daily Balance must be at minimum $3,500, and Premium Daily Balance must be at minimum $5,000
Money Market Accounts
| Features | Money Market Savings Standard | Money Market Premium | Certificates of Deposit |
|---|---|---|---|
Description |
For customers who want to earn a higher interest rate over regular savings while having immediate access to investment dollars |
For customers who want to earn a higher interest rate over regular savings while having immediate access to investment dollars |
|
Minimum Opening Deposit |
$3,500 |
$10,000 |
Standard: $2,000 Jumbo: $100,000 |
Monthly Service Charge |
$12 |
$17 |
None |
Minimum Balance To Waive Fees |
$3,500 Daily Balance |
$10,000 Daily Balance |
Not Applicable |
Interest Earning |
Yes(2) |
Yes(2) |
Yes(2) Based on principle balance at time of calculation |
Transaction Limits |
None |
None |
|
Benefits |
|
|
|
Money Market Accounts
| Features | Description |
Minimum Opening Deposit |
Monthly Service Charge |
Minimum Balance To Waive Fees |
Interest Earning |
Transaction Limits |
Benefits |
|---|---|---|---|---|---|---|---|
| Money Market Savings Standard | For customers who want to earn a higher interest rate over regular savings while having immediate access to investment dollars |
$3,500 |
$12 |
$3,500 Daily Balance |
Yes(2) |
None |
|
| Money Market Premium | For customers who want to earn a higher interest rate over regular savings while having immediate access to investment dollars |
$10,000 |
$17 |
$10,000 Daily Balance |
Yes(2) |
None |
|
| Certificates of Deposit |
|
Standard: $2,000 Jumbo: $100,000 |
None |
Not Applicable |
Yes(2) Based on principle balance at time of calculation |
|
|
(1) Substantial penalties may apply for each withdrawal of funds from a time deposit.
(2) No interest earned on days balance falls below $3,500 for a Money Market account, $10,000 for a Premium Money Market account, $2,000 for a Standard Certificate of Deposit or $100,000 for a Jumbo Certificate of Deposit. If the account is closed prior to the interest payment period, interest will not be received. This account is a tiered-rate account. The interest rate and annual percentage yield for your account depends upon the applicable rate tier. We may change the interest rate on your account at any time
3) eStatements require a valid email address.
Refer to “Understanding Your Deposit Account” for terms and conditions and account disclosures.
Please note: This information is accurate as of July 22, 2024. Central Valley Community Bank/Community West Bank reserve the right to make changes at any time as a result of a change of policy, law, and regulation or otherwise.
