This website uses cookies to provide a better user experience, as explained in our Online Privacy Policy. By continuing to use this website, you accept the terms of our Online Privacy Policy and out usage of cookies.

Business Financing

Our clients tell us that immediate access to decision makers, flexible financing solutions and rapid turnaround are among their most important considerations when choosing Community West Bank to provide credit for their businesses. Our background and experience in tailoring financing to fit your business goals is what sets Community West Bank apart.

As a locally owned and managed community bank, we have the right financing option for you.

  • Revolving Lines of Credit
  • Term Loans
  • Commercial Real Estate Loans
  • Construction Loans
  • Equipment Financing
  • Agriculture Loans
  • Letters of Credit
  • SBA Financing
  • Business VISA® Credit Cards

Develop a relationship with community bankers who will take care of your business with the attention and respect it deserves.

Visit our FAQ page and get answers to your questions now.

Construction Loans

Construction is expensive, whether you're building a new business space or remodeling an existing one. A commercial construction loan is a short-term loan specifically designed to cover these costs.

Community West Bank offers flexible financing for your construction needs – including industrial, warehouse, office, retail and multi-family buildings, and other commercial real estate.

Provide us with information about your interest in construction financing – our experienced team of bankers will provide a custom lending solution, tailored for your specific needs. Let’s work together to help you finance your business plans.

Real Estate Financing

For many businesses, owning their building is a high priority and a significant investment. Providing a variety of financing options for commercial real estate is an important part of our business.

Your Community West Banker will work closely with you to structure the most appropriate and competitive financing solution available.

  • Commercial Real Estate Purchase Loans
  • Refinancing of Commercial Real Estate Loans
  • Investor Commercial Real Estate Financing
  • Construction Financing
  • SBA Loans
  • Fixed and Variable Rate Options

Agriculture Loans

Whether it’s an agricultural mortgage loan for land acquisition, refinancing existing debt or financing capital improvements, Community West Bank is ready and able to support your agriculture business. We understand that the challenges you face are different from other businesses, and require dedication and flexibility from your banker. Community West Bank provides production and land financing, and is an approved Farmer Mac and USDA Farm Services Agency (FSA) lender. Please contact Noah Galpert at (805) 692-4394 to discuss your Ag financing needs.

  • Real Estate Loans - One of the main reasons why farm and ranch owners turn to banks for funding is for real estate - primarily land. Whether you need new land for production, or are ready to refinance your land at more favorable terms, we understand your needs and can help you find the best financing option for your particular situation. We work hard at assessing each request as quickly as possible and providing you answers within a matter of days.

SBA 504 Loans

504 loans are a great option for financing commercial real estate and heavy machinery and equipment. Community West Bank partners with select Certified Development Companies (CDC) to offer long term financing at very reasonable rates. The program allows for down payments as low as 10% and the CDC portion of the financing is fixed for the term of the loan – up to 25 years!

Community West Bank has earned the designation of “Preferred Lender” by the U.S. Small Business Administration, which allows us to expedite the processing of your SBA loan application with in-house approval.

Community West Bank has provided more than $700 million in SBA financing to businesses. By offering a variety of loan programs, we are able to tailor financing specific to the needs of your business.

Business VISA® Credit Card

With a Community West Bank business credit card, you get the purchasing power of VISA® with the convenience of 24/7 customer service and online account management. Plus, you receive ScoreCard Rewards. That means you earn points for every dollar spent, which can be redeemed for merchandise and travel or can be donated to charitable organizations.