eStatement Agreement

This eStatement agreement (this “Agreement”) modifies and amends the Personal and Business Online Banking Services Agreement entered into by you and Community West Bank, N. A. (the “Bank”) in connection with your account(s) you currently maintain at the Bank.The terms “we”, “us”, “our”, “Bank” and similar terms refer to Community West Bank.The words “you”, “your”, “yours” and similar terms mean the account owner and anyone authorized to receive eStatements under this Agreement.

“Business day” means Monday through Friday, excluding Federal Holidays.

You agree to the following provisions regarding eStatements:

1. You are enrolling in the eStatement service through online banking, and you are affirmatively consenting to receive your designated loan, checking and/or savings periodic account statements electronically. If your Community West Bank account(s) is owned jointly with another person(s), any one of you may consent to receive electronic disclosures and eStatements and that person’s election to access eStatements shall apply to all of you. The person submitting this consent to the Agreement represents and warrants that they are authorized to do so on behalf of all owners, that they have informed or will inform all other account owners of this change and will indemnify and hold Community West Bank harmless for failure to do so.
   • Indemnification. The person submitting this consent to the Agreement shall defend, indemnify and hold Bank and its affiliates, and each of their members, managers, officers, directors, shareholders, employees, contractors, agents and representatives harmless from and against any and all claims, suits, damages, liabilities, costs and expenses (including reasonable attorneys’ fees) arising out of or resulting from (i) violation of this Agreement or applicable law, (ii) misuse of this Agreement, or (iii) the submission of this consent to the Agreement.
2. You are agreeing to discontinue the receipt of a paper statement for the account(s) you designate for eStatements.
3. You agree to receive bank notices and regulatory notices through the Bank’s website or online banking site.
4. You have the right to revoke your consent at any time to eStatements and instead receive paper statements.
   • You must contact us via email at cwbcentralops@communitywestbank.com or by contacting us at (888) 831-5295.
   • A fee for paper statements may be assessed.
5. You must notify us about any change in your email address.
   • You must contact us via email at cwbcentralops@communitywestbank.com or by contacting us at (888) 831-5295.

Technical Requirements:

1. A personal computer with internet access.
2. Enrolled in Online Banking with Community West Bank.
3. Software which permits you to receive and access Portable Document Format or “PDF” files, such as Adobe Acrobat Reader.
4. To retain a copy of the eStatements and other documents, your device must have the ability to download and store or print PDF files.